General Knowledge Questions Answer GK Quiz
GK General Knowledge - Business And Economics Question Answer Quiz
Q. Which of the following 'key ratios' is monitored by the regulators to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital Requirements ?
1) Capital Adequacy Ratio (CAR)
2) Credit to Deposit Ratio (CD Ratio)
3) None of those given as options
4) Cost to Income Ratio (CIR)
Q. A note of which a portion is missing or which is composed of more than two pieces it is called a -
1) Mutilated Note
2) None of those given as options
3) Mismatched Note
4) Forged Note
Q. Which one of the following is 'not' a function of the Reserve Bank of India ?
1) Regulation of issue of bank notes
2) Banker to the government
3) Controller of Credit
4) Refinancing loans granted to MSME
Q. 'RDA' is a channel to receive cross-border remittances from overseas jurisdictions. The alphabet 'R' in the abbreviation 'RDA' stands for -
1) Rural
2) Rupee
3) Rate
4) Resident
Q. The 'Bharat Bill Payment System' (BBPS) is aimed at easing -
1) Retail Merchant Trade Transactions
2) Utility and Other repetitive bill payments by consumers
3) Payments for purchase of real estate
4) None of those given as options
Q. The interest rate charged by a bank on a short-term loan to another bank (not the central bank of our country) is known as -
1) CRR
2) Marginal standing facility rate
3) Interbank rate
4) Spot rate
Q. 'SEPA' is a payment-integration initiative of the European Union for simplification of bank transfers denominated in -
1) EURO
2) Indian rupee
3) US Dollar
4) British Pound
Q. In an emergency situation when inter-bank liquidity dries up completely, banks can utilise the 'Marginal Standing Facility Rate' facility to borrow from the -
1) Mutual funds and insurance companies
2) Inter-bank call money market
3) Corporates and Individuals
4) Reserve Bank of India
Q. MUDRA bank is as -
1) to boost imports
2) Provide tax free interest to investors
3) Flush out black money from the economy
4) Encourage entrepreneurship in India
Q. 'Indradhanush 2' is a comprehensive plan for recapitalisation of public sector lenders and will be finalised by RBI after completion of AQR. What does Q stands for in the abbreviation AQR ?
1) Quantum
2) Quantity
3) Quest
4) Quality
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