Government Schemes or Yojana
Pradhan Mantri Vidyalaxmi Scheme
The scheme "Pradhan Mantri Vidyalaxmi (PM-Vidyalaxmi)" by the Department of Higher Education, Ministry of Education, Government of India, aims to provide financial support to meritorious students so that financial constraints do not prevent any youth of India from pursuing quality higher education. The scheme provides collateral-free, guarantor-free education loans through a simple, transparent, student-friendly, and entirely digital application process, with 3% interest subvention for students
Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers affordable accident insurance to millions of Indians. Launched in 2015, it provides crucial financial protection against unforeseen mishaps. Scheme OverviewPMSBY is a government-backed personal accident insurance program under the Ministry of Finance. It targets individuals aged 18-70 with a bank or post office savings account, ensuring broad accessibility. The scheme renews annually from June 1 to May 31 via auto-debit of a nominal premium. C
Pradhan Mantri Kisan Samman Nidhi
With a view to providing income support to all landholding farmers’ families in the country, having cultivable land, the Central Government has implemented a Central Sector Scheme, namely, "Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)". Objective and BenefitsLaunched on February 24, 2019, by Prime Minister Narendra Modi, the Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme aims to supplement the financial needs of all landholding farmers’ families in procuring various inputs to ensure proper
Ayushman Bharat Yojana: A Transformative Healthcare Initiative in India
Ayushman Bharat Yojana (ABY), also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), stands as one of India’s most ambitious and comprehensive government healthcare initiatives. Launched in 2018 by the Government of India, its goal is to provide accessible and affordable healthcare to over 10 crore vulnerable families across the country, making it the world’s largest government-funded health insurance scheme. Origins and ObjectivesIndia’s healthcare system, traditionally constrained by lim
Swarnjayanti Gram Swarozgar Yojana
The Ministry of Rural Development, Government of India has launched a new programme known as "Swarnjayanti Gram Swarozgar Yojana" (SGSY) by restructuring the existing schemes namely : Integrated Rural Development Programme (IRDP)Training of Rural Youth for Self Employment (TRYSEM)Development of Women & Children in Rural Areas (DWCRA)Supply of Improved Toolkits to Rural Artisans (SITRA)Ganga Kalyan Yojana (GKY)Million Wells Scheme (MWS)The Scheme The SGSY Scheme is operative from 1st April 19
Deen Dayal Upadhyaya Gram Jyoti Yojana
Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) is designed to provide continuous power supply to the entire rural India. The scheme was launched under leadership of Prime Minister Shri Narendra Modi in November 2014 announcing that "the government had decided to electrify 18,452 unelectrified villages within 1000 days, by May 1, 2018. It is one of the key initiatives of Government of India and a flagship programmes of the Ministry of Power. The DDUGJY can benefit rural households significantly
Atal Pension Yojana (APY)
The Finance Minister has announced a new initiative called Atal Pension Yojana (APY) in his Budget Speech for 2015-16. The APY will be focussed on all citizens in the unorganised sector, who join the National Pension System (NPS) administered by the Pension Fund Regulatory and Development Authority (PFRDA) and who are not members of any statutory social security scheme. Under the APY, the subscribers would receive the fixed pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month
Pradhan Mantri Fasal Bima Yojana
The Union Cabinet chaired by the Prime Minister Shri Narendra Modi has approved the ‘Pradhan Mantri Fasal Bima Yojana’ - a path breaking scheme for farmers’ welfare. The highlights of this scheme are as under: There will be a uniform premium of only 2% to be paid by farmers for all Kharif crops and 1.5% for all Rabi crops. In case of annual commercial and horticultural crops, the premium to be paid by farmers will be only 5%. The premium rates to be paid by farmers are very low and balance premi
Pradhan Mantri Jan Dhan Yojana
The Prime Minister launched the Pradhan Mantri Jan Dhan Yojana at a National level function on 28th August 2014. Besides the launch function at Delhi, simultaneous launch functions of the Yojana were also held in the Capital and other major centres of the State and at all district Headquarters. The Prime Minister said that the target to cover 7.50 crore households with at least one account under the Yojana will be achieved by 26th January, 2015. Elaborating the benefits under PMJDY, the Prime
