Government Schemes or Yojana
National Food Security Mission (NFSM)
The core objective of the Mission is to bridge the yield gap with respect to these crops through the dissemination of improved technologies and farm management practices. Under the programme, various incentives like production and distribution of seeds, supply of seed mini kits, Front Line/Cluster Demonstrations, improved farm implements, bio-pesticides, micronutrients, bio-fertilizers, etc., are provided to the farmers. BenefitsThe scheme aims to provide the following benefits: Enhance the pro
Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
The purpose of the Atal Mission for Rejuvenation and Urban Transformation (AMRUT) is to - Ensure that every household has access to a tap with an assured supply of water and a sewerage connection.Increase the amenity value of cities by developing greenery and well-maintained open spaces (e.g., parks) andReduce pollution by switching to public transport or constructing facilities for non-motorized transport (e.g., walking and cycling).All these outcomes are valued by citizens, particularly women,
Jal Jeevan Mission
The programme will also implement source sustainability measures as mandatory elements, such as recharge and reuse through grey water management, water conservation, and rainwater harvesting. The Jal Jeevan Mission will be based on a community approach to water and will include extensive Information, Education, and communication as a key component of the mission. Objectives Jal Jeevan MissionThe broad objectives of the Mission are to provide FHTC to every rural household, school, anganwadi centr
Pradhan Mantri Ujjwala Yojana
In May 2016, the Ministry of Petroleum and Natural Gas (MOPNG) introduced the Pradhan Mantri Ujjwala Yojana (PMUY) as a flagship scheme with an objective to make clean cooking fuel such as LPG available to the rural and deprived households, which were otherwise using traditional cooking fuels such as firewood, coal, cow-dung cakes, etc. Usage of traditional cooking fuels had detrimental impacts on the health of rural women as well as on the environment. The scheme was launched on 1st May 2016 in
Pradhan Mantri Kaushal Vikas Yojana
STT component imparted at Pradhan Mantri Kaushal Vikas Yojana (PMKVY) Training Centres (TC) is expected to benefit candidates of Indian nationality who are either school/college dropouts or unemployed. Apart from providing training according to the National Skills Qualification Framework (NSQF), TCs also impart training in soft skills, entrepreneurship, financial, and digital literacy. Upon successful completion of the assessment, candidates are provided placement assistance by training provider
Pradhan Mantri Bhartiya Janaushadhi Pariyojana
The scheme "Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP)" was launched by the Department of Pharmaceuticals, Ministry of Chemicals & Fertilizers, in November 2008. The branded (Generic) medicines are sold at significantly higher prices than their un-branded generic equivalents, though are identical in therapeutic value. Given the widespread poverty across the country, making available reasonably priced quality generic medicines in the market would benefit everyone. Objectives of Pr
Pradhan Mantri Matru Vandana Yojana
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a Centrally Sponsored flagship scheme by the Ministry of Women and Child Development, Government of India, designed to support pregnant women and lactating mothers. The scheme is to provide maternity benefits to women belonging to socially and economically disadvantaged sections of society. The maternity benefit is to be provided to a woman for the first two living children, provided the second child is a girl. For the first child, the maternity
Janani Suraksha Yojana
The scheme "Janani Suraksha Yojana" was launched on 12th April 2025 by the Ministry of Health and Family Welfare, Government of India. The scheme aims to reduce maternal and neonatal mortality by promoting institutional delivery among poor pregnant women and making available medical care during pregnancy, delivery, and the post-delivery period. The scheme provides 100% centrally sponsored cash assistance integrated with delivery and post-delivery care, focusing on increasing institutional and sa
Niramaya Health Insurance Scheme
Niramaya Health Insurance Scheme was launched by the Department of Empowerment of Persons with Disabilities, Ministry of Social Justice & Empowerment. Government of India. The objective of the scheme is to provide affordable Health Insurance to persons with Autism, Cerebral Palsy, Mental disability, and Multiple Disabilities. The scheme provides insurance coverage of up to ₹1,00,000/-, which must be renewed annually after the financial year. Benefits of Niramaya Health Insurance SchemeHealth
Pradhan Mantri Awaas Yojana (Gramin)
Launch on 1st April 2016, Pradhan Mantri Awaas Yojana Gramin (PMAY-G) is the centre's flagship mission by the Ministry of Rural Development (MoRD), implemented by the Ministry of Housing and Urban Affairs (MoHUA). PMAY-G aims to provide a pucca house with basic amenities to all houseless households and those living in kutcha and dilapidated houses. PMAY-G addresses the rural housing shortage and bridges the housing deficit in rural areas of India, contributing significantly to the mission of "Ho
Pradhan Mantri Vidyalaxmi Scheme
The scheme "Pradhan Mantri Vidyalaxmi (PM-Vidyalaxmi)" by the Department of Higher Education, Ministry of Education, Government of India, aims to provide financial support to meritorious students so that financial constraints do not prevent any youth of India from pursuing quality higher education. The scheme provides collateral-free, guarantor-free education loans through a simple, transparent, student-friendly, and entirely digital application process, with 3% interest subvention for students
Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers affordable accident insurance to millions of Indians. Launched in 2015, it provides crucial financial protection against unforeseen mishaps. Scheme OverviewPMSBY is a government-backed personal accident insurance program under the Ministry of Finance. It targets individuals aged 18-70 with a bank or post office savings account, ensuring broad accessibility. The scheme renews annually from June 1 to May 31 via auto-debit of a nominal premium. C
Pradhan Mantri Kisan Samman Nidhi
With a view to providing income support to all landholding farmers’ families in the country, having cultivable land, the Central Government has implemented a Central Sector Scheme, namely, "Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)". Objective and BenefitsLaunched on February 24, 2019, by Prime Minister Narendra Modi, the Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme aims to supplement the financial needs of all landholding farmers’ families in procuring various inputs to ensure proper
Ayushman Bharat Yojana: A Transformative Healthcare Initiative in India
Ayushman Bharat Yojana (ABY), also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), stands as one of India’s most ambitious and comprehensive government healthcare initiatives. Launched in 2018 by the Government of India, its goal is to provide accessible and affordable healthcare to over 10 crore vulnerable families across the country, making it the world’s largest government-funded health insurance scheme. Origins and ObjectivesIndia’s healthcare system, traditionally constrained by lim
Swarnjayanti Gram Swarozgar Yojana
The Ministry of Rural Development, Government of India has launched a new programme known as "Swarnjayanti Gram Swarozgar Yojana" (SGSY) by restructuring the existing schemes namely : Integrated Rural Development Programme (IRDP)Training of Rural Youth for Self Employment (TRYSEM)Development of Women & Children in Rural Areas (DWCRA)Supply of Improved Toolkits to Rural Artisans (SITRA)Ganga Kalyan Yojana (GKY)Million Wells Scheme (MWS)The Scheme The SGSY Scheme is operative from 1st April 19
Deen Dayal Upadhyaya Gram Jyoti Yojana
Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) is designed to provide continuous power supply to the entire rural India. The scheme was launched under leadership of Prime Minister Shri Narendra Modi in November 2014 announcing that "the government had decided to electrify 18,452 unelectrified villages within 1000 days, by May 1, 2018. It is one of the key initiatives of Government of India and a flagship programmes of the Ministry of Power. The DDUGJY can benefit rural households significantly
Atal Pension Yojana (APY)
The Finance Minister has announced a new initiative called Atal Pension Yojana (APY) in his Budget Speech for 2015-16. The APY will be focussed on all citizens in the unorganised sector, who join the National Pension System (NPS) administered by the Pension Fund Regulatory and Development Authority (PFRDA) and who are not members of any statutory social security scheme. Under the APY, the subscribers would receive the fixed pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month
Pradhan Mantri Fasal Bima Yojana
The Union Cabinet chaired by the Prime Minister Shri Narendra Modi has approved the ‘Pradhan Mantri Fasal Bima Yojana’ - a path breaking scheme for farmers’ welfare. The highlights of this scheme are as under: There will be a uniform premium of only 2% to be paid by farmers for all Kharif crops and 1.5% for all Rabi crops. In case of annual commercial and horticultural crops, the premium to be paid by farmers will be only 5%. The premium rates to be paid by farmers are very low and balance premi
Pradhan Mantri Jan Dhan Yojana
The Prime Minister launched the Pradhan Mantri Jan Dhan Yojana at a National level function on 28th August 2014. Besides the launch function at Delhi, simultaneous launch functions of the Yojana were also held in the Capital and other major centres of the State and at all district Headquarters. The Prime Minister said that the target to cover 7.50 crore households with at least one account under the Yojana will be achieved by 26th January, 2015. Elaborating the benefits under PMJDY, the Prime
