Q. A non-performing asset is ___________
1) Money at cell and short notice
2) An asset that ceases to generate income
3) Cash balance in till
4) Cash balance with RBI
Q. In banking business, when the borrowers avail a Term Loan, Initially they are given a repayment holiday and this is referred to as___________
1) Subsidy
2) Interest Waiver
3) Re-phasing
4) Moratorium
Q. The Customers by opening and investing in the Tax Saver Deposit Account Scheme in a Bank would get benefit under__________
1) Sales Tax
2) Customs Duty
3) Professional Tax
4) Income Tax
Q. Interest below which a bank is not expected to lend to customers is known as___________
1) Deposit Rate
2) Base Rate
3) Prime Lending Rate
4) Bank Rate
Q. Interest on Savings deposit nowadays is__________
1) Fixed by RBI
2) Fixed by the respective Banks
3) Fixed by the Depositors
4) Fixed as per the contract between Bank and the Consumer Court
Q. The holidays for the Banks are declared as per__________
1) Reserve Bank Act
2) Banking Regulation Act
3) Negotiable Instruments Act
4) Securities and Exchange Board of India Act
Q. BSE (Bombay Stock Exchanges), the oldest stock exchange in Asia, has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected?
1) Dow Jones BSE Index
2) NASDAQ BSE Index
3) S & P BSE Index
4) Euronext BSE Index
Q. Banking Ombudsman is appointed by__________
1) Government of India
2) State Governments
3) RBI
4) ECGC
Q. The European Union has adopted which of the following as a common currency?
1) Dollar
2) Dinar
3) Yen
4) Euro
Q. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006, is the exponent of which of the following concepts in the field of banking?
1) Core Banking
2) Micro Credit
3) Retail Banking
4) Internet Banking
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