What Is A Bank?

A bank is an institution that accepts deposits of money from the public, which are repayable on demand and withdrawable by cheque. Such deposits are used for lending to others and not for financing its own business of any kind. The term lending includes both direct lending to borrowers and indirect lending through investment in open market securities. A sound banking system plays a pivotal role in the growth of a nation's economy. In India, the beginning of banking system dates back to 1881, when the first bank called as 'the Oudh Commercial Bank' was established. It was followed by the setting up of the 'Punjab National Bank' in 1894. Subsequently, a number of commercial banks came up in the country. The number of bank offices multiplied from 8,300 in July 1969 to more than 47,000 in June 1995. It substantially improved the overall availability of banking facilities in the country.

Career Scope in Print Media

Print media are lightweight, portable, disposable publications printed on paper and circulated as physical copies in forms we call books, newspapers, magazines and newsletters. They hold informative and entertaining content that is of general or special interest. They are published either once or daily, weekly, biweekly, monthly, bimonthly or quarterly. Print Media is the oldest form of media. But even today it is growing from strength to strength. Around 4000 small, medium and large newspapers and magazines across the county are registered with the Registrar of Newspapers every year. This indicates that it is a growing sector where employment opportunities are increasing with each passing day. Most of the young aspirants who want to enter the print media prefer reporting, but newspapers and magazines also seek young talent as photographers, artists, editors, computer experts, librarians, and cartoonists. Students who have writing ability, graphics or photo skills, curiosity and deter →

Oscars 2018 (90th Academy Awards Winners) List Best Picture Actor

Oscar Award 2018 (Also called 90th annual Academy Awards) ceremony was held on 4th March 2018. The Shape of Water led the 90th Academy Awards, winning best picture and best director (for Guillermo del Toro). The film also nabbed prizes for production design and original score. Gary Oldman won the lead actor award for his work as Winston Churchill in Darkest Hour. Frances McDormand earned her second best actress Oscar for her role as a grieving mother in Three Billboards Outside Ebbing, Missouri. Winner List of Oscar Award 2018 (90th annual Academy Awards) Best Picture - The Shape of Water Actor In A Leading Role - Gary Oldman, Darkest Hour Actress In A Leading Role - Frances Mcdormand, Three Billboards Outside Ebbing, Missouri Best Directing - Guillermo Del Toro, The Shape Of Water Original Song - Remember Me from coco Music and lyric by kristen anderson-lopez and robert lopez Original Score - Shape of Water, Alexandre Desplat Cinematography - Blade Runner 2049, Roger A. Deakins Orig →

What is the Indo US Civilian Nuclear Deal?

India and the United States signed a landmark deal in October 2008, which allows India access to US civil nuclear fuel and technology. What is it that makes this deal so significant? How does India stand to gain from it ? Here are some answers to these questions : What is the Indo-U.S. Civilian Nuclear Deal ? This is a deal between India and the United States for civil nuclear cooperation. Under this agreement, the United States can sell civilian nuclear fuel and technology to India. India in turn, has to separate its civil and military nuclear facilities and place all its civil nuclear facilities under International Atomic Energy Association (IAEA) inspection. The accord took three years to be finalized, during which it went through a series of complex stages that included amendment of U.S. domestic law, formulation of a civil-military nuclear separation plan in India, an India-IAEA safeguards (inspections) agreement and the grant of an exemption for India by the Nuclear Suppliers' →

Genetically Modified Food or Crops

Genetic Modification Genetic modification refers to techniques used to manipulate the genetic composition of an organism by adding specific useful genes. A gene is a sequence of DNA that contains information that determines a particular characteristic/trait. All organisms have DNA (genes). Genes are located in chromosomes. Genes are units of inheritance that are passed from one generation to the next and provide instructions for development and function of the organism. Crops that are developed through genetic modification are referred to as genetically modified (GM) crops, transgenic crops or genetically engineered (GE) crops. Over the last 30 years, the field of genetic engineering has developed rapidly due to the greater understanding of deoxyribonucleic acid (DNA) as the chemical double helix code from which genes are made. The term genetic engineering is used to describe the process by which the genetic makeup of an organism can be altered using “recombinant DNA technology.” This →

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